InsideCasino.us may earn a commission when you visit a casino through a link on this site. It never changes a score: see how we score. Not legal advice. 21+ only.
How does a no-deposit bonus work?
The casino adds a small credit or some spins when you register, and the terms decide the rest. FanDuel, for example, says promotional funds cannot be withdrawn or refunded, while winnings from them can be withdrawn according to the promotion terms. BetMGM says terms are unique to each offer, and that many offers have two time limits: one to earn the bonus and another to use it.
Can you withdraw winnings from a no-deposit bonus?
Usually, but only after you meet the terms. Trade sites described a past BetMGM offer as $25 in credit with a 1x requirement and a three-day limit, and said a deposit was needed before any withdrawal. Those sources conflict on some details, and BetMGM has since said no such offer is active. In Michigan, operators cannot limit winnings earned during an offer once you have met its terms.
What does a no-deposit bonus cost you?
No deposit does not always mean no cost. This example shows how a requirement works on a small credit.
| Item | Amount |
|---|---|
| Bonus credit | $25 |
| Requirement | 1x |
| Bets needed | $25 |
| Average cost at a 4% house edge | $1 |
| Same credit at 15x | $375 in bets and $15 average cost |
These are worked examples, not offers from any casino.
What should you check before accepting one?
Read these terms before you opt in:
- Whether the offer runs in your state. BetMGM says rules can differ by state.
- The deadline to use the bonus, and the deadline to meet the requirement.
- Which games count. Michigan requires the terms to list eligible games.
- Whether you must deposit before you can withdraw.
- Any cap on what you can win or withdraw.
How is this different from a sweepstakes offer?
A licensed casino bonus comes under state rules, and a regulator stands behind the casino. A sweepstakes no-deposit offer gives virtual coins, and no state licenses the site as a casino. Offers on offshore casinos have no US state regulator behind them at all. See wagering requirements for the sums.
What are the rules in your state?
Each state sets its own online casino rules. Pick a state to see its status, its regulator and the date we last checked it.
Read next: Free spins
Sources
Checked November 5, 2026. Regulator rules were read through the sources listed, and they can change. How we research.
INSIDECASINO.US