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Who sets the online casino minimum deposit?
The casino does, within what its state allows. Trade and review sites commonly report $5 or $10 at large licensed brands, but they disagree on some of the details, and these numbers change. Treat the casino's own cashier page as the only reliable figure for your state and payment method.
Why might a bonus need more than the minimum deposit?
Bonus terms are separate from the base minimum. DraftKings says its deposit matches may carry their own minimum deposit and a maximum amount matched. BetMGM's own guide says you may need to deposit more than the minimum to get the full benefit of an offer. So check the offer terms before you choose an amount.
What does a small deposit actually get you?
Less than the headline suggests, if a bonus is attached. This example uses a $10 deposit with a $10 matching bonus, and our wagering requirements page shows the sums.
| Item | Amount |
|---|---|
| Your deposit | $10 |
| Bonus credit | $10 |
| Bets needed at 15x the bonus | $150 |
| Average cost at a 4% house edge | $6 |
This is a worked example, not an offer from any casino.
Does the payment method change the minimum?
The payment method can change the minimum deposit, and what you may use at all. BetMGM says deposit options depend on your state. New Jersey allows gift card deposits up to $500 per gaming day, and that money needs a one-time play-through before you can withdraw it. See online casino payment methods for the methods New Jersey allows.
Is there a minimum withdrawal too?
Often, and it is set in the casino's terms. We have not collected these figures by brand. Check before you deposit, so that a small balance is not stuck below the limit. Your own deposit has some protection: New Jersey bars wagering requirements on withdrawing your own deposited funds, apart from the gift card rule above.
Are low-deposit offers at offshore and sweepstakes sites the same?
No. A low deposit at an offshore casino carries no US state protection, however small the amount. Sweepstakes casinos sell coin packages rather than taking deposits, under their own terms.
What are the rules in your state?
Each state sets its own online casino rules. Pick a state to see its status, its regulator and the date we last checked it.
Read next: Do they pay real money?
Sources
Checked November 5, 2026. Regulator rules were read through the sources listed, and they can change. How we research.